About
I'm Matt Walsh, a Mortgage Loan Originator with Orca Home Loans serving Florida's Treasure Coast. I'm also an active Realtor, which means I don't just process your loan — I understand the contract, the timeline, and what a listing agent needs to see to take your offer seriously.
That dual view is the whole reason this site exists: buyers deserve a lender who's actually sat across the table during a negotiation, not just underwritten one from a back office.
How I Work
You'll hear from me, not a call center. If something changes on your file, I tell you before you have to ask.
I read your purchase contract the way an agent would — contingency dates, appraisal gaps, timeline risk — because I've been on that side of the deal too.
You'll see your loan estimate early, and I'll walk you through every line before you're staring at it for the first time at closing.
On YouTube
If you'd rather watch than read, the channel covers the same ground — rate locks, loan programs, what underwriters actually look for.